Service is at the heart of everything we do. That's why Guaranteed Rate Insurance customers gave us a 98% customer satisfaction rating.2 Our team will help you through the insurance process, every step of the way.
The Guaranteed Rate Foundation provides customized financial support to those working to overcome extraordinary hardships.
Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli, and is one of the fastest growing independent insurance brokerages in the country.
Licensed in 46 states, our team of Expert Agents is ready to help you, no matter where you're located.
We work with over 40 carriers to find the right policy for you. Our team of Expert Agents will help you compare policies to find the right insurance coverage for your home, car, or even your business, at a great rate!
Not sure what you're looking for?
Whether you're searching for new insurance or need to update an existing policy, we can help!
Whether you're searching for new insurance or need to update an existing policy, we can help!
Not sure what you're looking for?
© 2026 Rate Insurance. All rights reserved.
1: Savings, if any, vary based on individual insurance profile, coverage selections, prior carrier, and other factors. Not all applicants will qualify for lower premiums.
Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), d/b/a Larchmont Insurance Agency, LLC in New Hampshire (License 2065537) and Texas (License 2557056), d/b/a Larchmont Insurance Broker, LLC in New York (License 1284947)).
You win when insurance companies compete.
We compare quotes from 100+ carriers and show you how much you could be saving. We'll do the work, you keep whatever you save¹.
after switching to Rate Insurance
HOW IT WORKS
Three steps between you and
potential savings
Quick questions
Answer a few questions about yourself and coverage.
Step 1
Carriers compete for you
We compare quotes from 100+ top-rated carriers, they compete to offer you their best rate.
Step 2
Pick your rate, find potential savings
Step 3
Choose the coverage that fits your needs.
COMPARE 100+ CARRIERS. NO COST. NO OBLIGATION
No cost · No obligation
AVERAGE SAVINGS¹
after switching to Rate Insurance













