We put our customers first

Service is at the heart of everything we do. That's why Guaranteed Rate Insurance customers gave us a 98% customer satisfaction rating.2 Our team will help you through the insurance process, every step of the way. 

The Guaranteed Rate Foundation provides customized financial support to those working to overcome extraordinary hardships.  

Who we are 

Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli, and is one of the fastest growing independent insurance brokerages in the country. 

Licensed in 46 states, our team of Expert Agents is ready to help you, no matter where you're located. 

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Get insurance at a great rate 

We work with over 40 carriers to find the right policy for you. Our team of Expert Agents will help you compare policies to find the right insurance coverage for your home, car, or even your business, at a great rate!

Our searching gets you savings.1


© 2023 Guaranteed Rate Insurance. All rights reserved.

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1: Savings, if any, vary based on consumer's profile and other factors. Contact your insurance agent for more information. Restrictions apply. Source: Guaranteed Rate Insurance internal survey data of average savings by new customers who saved from November 2021-January 2022.

2: 98% Customer Satisfaction: Data Source is Guaranteed Rate’s Client Satisfaction Surveys (Averaged 2020-2021)


Guaranteed Rate Insurance, LLC (d/b/a Larchmont Insurance Agency, LLC in California (License 0K09890), New Hampshire (License 2065537), and Texas (License 2557056)).

Guaranteed Rate Insurance and the Guaranteed Rate Foundation are working together to give back.

Get a great rate from among 50+ carriers across home and auto insurance. 
On average, our customers save $760 when they switch to Guaranteed Rate Insurance!1
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Over $5.5 million has been donated to more than 400 families.

Home ° Auto ° Umbrella ° Condo ° Boat ° Motorcycle 

OriginPoint and Guaranteed Rate Insurance have partnered to help save you money on your home insurance. 

OriginPoint brings together two digital-first companies to provide a seamless and transparent experience for everyone involved. Buying a home is the most emotionally and financially significant decision of most people’s lives, and we absolutely love helping them get home as easily as possible. 

 We are passionate about uniting agents with loan officers to create a cohesive team that reduces stress throughout the homebuying process.


About Us

The Benefits of Working with Guaranteed Rate Insurance

Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. and serves customers in all 50 states, and represents over 50 top-rated insurance carriers. We understand that it is our job to listen, to be proactive, and to act quickly with purpose. We are experts in our industry taking a consultative approach to sales and service, adding value, and creating a trusted partnership with our carriers and our customers.

Hi there! We know that no one likes to read the fine print, but your consent is important to us. By entering your email address and submitting this form, you acknowledge that you are at least 13 years of age, have read the Privacy Statement, & that you consent to our processing data in accordance with the  Privacy Policy and Terms of Service. By entering your phone number, you are providing express written consent for Guaranteed Rate Insurance and its affiliates, agents, & service providers to contact you at that number regarding products or services, including via auto-dialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), even if your telephone number is a cellular number or on a corporate, state or the National Do Not Call Registry (DNC) or other do not contact list. Message and data rates may apply, and calls may be recorded and/or monitored. Opt out at any time by emailing dncrateins@rate.com or calling (917) 877-1599 and ask to be removed from the list.

Get a free quote 

OriginPoint and Guaranteed Rate Insurance have partnered to help save you money on your home insurance. 

Schedule A Call

Aly Goldman

With many years of experience here at Guaranteed Rate Insurance working with loan officers and clients alike, Aly can help you by shopping options with the top A-rated insurance companies we offer, to find the best fit for your personal insurance. 

  • Guaranteed Rate Insurance Presidents Club winner
  • Personal Lines Insurance broker of multiple A-rated carriers
  • Insurance sales of over $1,000,000 per year in personal lines premium
  • P&C Book Size: $8,419,000 and growing
  • Work directly with Loan Officers for the mortgage company to obtain referrals of their clients to assist with insurance needs
  • Specialization in high value homes auto and umbrella insurance knowledge and placement
  • Multi policy and multi line pivoting
  • Quoting through multiple carriers to find the best fit, and coverage

Aly Goldman

SVP of Sales

aly@rateins.com

We’ve helped thousands find the perfect insurance and have a 98% customer satisfaction rate.2

(over 150k so far, and we'd love to help you too)

— Christopher J

Everyone I dealt with knew my name, knew my coverage and answered my questions in terms I could grasp. No one tried to "sell" me. I will continue to do business with these people, now and in the future.

Verified Customer

The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

— Henry P

Verified Customer

First time home buyer and couldn’t be happier to have worked with the GR team. They were timely, responsive, and gave clear instructions and next steps. Very knowledgeable team that put my worries at ease. Highly recommend! 

— Kathleen L

Verified Customer
Verified Customer

— Kathleen L